Who We Are
Tennessee Trust Mortgage, Inc. was established as a Mortgage Lender in January of 1996, by the owner Monty Moore in Nashville, TN. We are a local Mortgage Lender that prides itself with being able to get the job done fast and efficiently, but still accurately. We offer all long term low interest rate loans for our customers. Over the years we have had many offices in many states, but today we are focused only in the middle Tennessee market. This allows us to be here for our clients and for us to have the relationships we are looking for with our clients…locally focused and based. We are a direct lender which means we process, underwrite and close all of our loans locally in our office. This makes the loan process smoother and faster for our clients.
What Sets Us Apart
We are a retail mortgage lender and not a broker. This means lower costs and rates to our clients. We do not have to go to another mortgage company to get you a loan or approval…we do it all in-house. You can call us and deal directly with the Underwriter if you have any underwriting questions. That is not typical in a larger company. We also like to meet face to face with our clients so they get a good, clear understanding of their options; enabling them the opportunity to choose the right loan option for them. There are many companies that are out of state whereas if you call them, you will end up talking to a different person every time. That is not the case with us. Our staff has the experience to answer all questions on home loans and give advice and direction based on your needs.
Our services are geared to deal with clients that are looking to purchase a home or refinance their existing home in the residential market. We offer most every program that Wall Street has for its consumers. Since we are a direct lender, we offer very low rates and costs. Everyone on our staff has over 20 years experience in the mortgage lending business. We are very efficient in our process and can close most loans very quickly, due to our experience.
We are approved to do VA, HUD(FHA), USDA and CONVENTIONAL loans and also have other options for some clients that do not meet the normal guidelines for these programs. Our underwriters are here in our office on staff for your approvals. We also offer credit education so you can understand where you fit in for the best types of financing. If we cannot approve your loan today, we will spend the time to help get you on the right track for the future so you can qualify for a loan.
Our mission is to educate our clients on all the programs that are available and design the best loan for each client’s needs. We all want the lowest interest rates and cost to do a loan. We offer several comparisons to accomplish just that. We offer most all programs the government will insure for purchases and refinances on home loans. Tennessee Trust Mortgage values every client that applies, and works hard to keep that client for life. We promise you will be very happy with our services.
Call or email us today and we will be glad to assist you through the financing process.
Tel: (615) 322-9975